Privacy Policy
AutoLoanWise respects your privacy. This Privacy Policy explains how we may collect, use, and protect information when you visit our website, use our calculators, read our guides, or contact us. We update this page when our practices change.
Information we collect
AutoLoanWise is primarily an informational and calculator-based website. In general, users can use our calculators without creating an account and without submitting sensitive personal financial information.
We may collect limited information in the following ways:
1. Information you provide voluntarily
If you contact us through a form or email, we may receive your name, email address, message, and any details you choose to include. Please do not send sensitive personal information such as Social Security numbers, bank account numbers, full loan account numbers, passwords, credit card numbers, or private financial documents.
2. Calculator inputs
Our calculators may process values such as loan amount, interest rate, loan term, down payment, trade-in value, extra payment amount, or estimated fees. These values are used to generate calculator results. Unless a specific feature clearly states otherwise, calculator inputs are processed locally in your browser and are not transmitted to our servers as part of a loan application.
3. Automatically collected information
Like many websites, AutoLoanWise may collect basic technical information through analytics, hosting logs, or security tools. This may include browser type, device type, pages visited, approximate location, referring page, time spent on the site, and general usage patterns. This information helps us understand site performance, improve content, detect technical issues, and protect the website.
How we use information
We may use collected information to:
- Operate and improve the website
- Provide calculator functionality
- Respond to user messages
- Improve page content and usability
- Monitor technical performance
- Detect security issues and prevent abuse
- Understand which calculators and guides are useful
- Maintain and improve user experience
Cookies and analytics
AutoLoanWise may use cookies or similar technologies for analytics, performance, advertising measurement, or user-experience improvements. Cookies are small files stored on your device by your browser. You can control or disable cookies through your browser settings. Some features may not work as expected if cookies are disabled.
Third-party services
We may use third-party services such as analytics providers, hosting providers, security tools, or advertising platforms. These services may collect information according to their own privacy policies.
If we use advertising or analytics tools in the future, those tools may process information such as page views, device information, browser information, and interaction data. We do not sell, rent, or share personal identifiers for cross-site advertising purposes.
Data security
We aim to use reasonable safeguards to protect information handled through the website. The Federal Trade Commission (FTC) recommends that businesses collect only what they need, protect information they keep, properly dispose of information no longer needed, and plan for security incidents. We follow those principles where reasonably applicable. However, no website, hosting environment, or internet transmission method can be guaranteed to be completely secure.
Data retention
We keep information only as long as reasonably necessary for the purposes described in this Privacy Policy, unless a longer retention period is required by law, security needs, or legitimate business purposes. Routine server and analytics logs are kept for a limited period before they are aggregated or deleted.
Children's privacy
AutoLoanWise is not designed for children. We do not knowingly collect personal information from children under 13. If you believe a child has provided personal information through the site, please contact us so we can review and remove it where appropriate.
External links
AutoLoanWise may contain links to external websites, including official consumer resources from the Consumer Financial Protection Bureau (CFPB) and the Federal Trade Commission (FTC). We are not responsible for the privacy practices, policies, or content of external websites.
Your choices
You may choose not to contact us or provide personal information. You can also adjust your browser settings to limit cookies or tracking technologies. Depending on where you live (California, Virginia, Colorado, Connecticut, Utah, the EU, the UK, and others), you may have rights to access, correct, or delete personal information we hold about you, and to opt out of certain processing. Email us through the contact page to exercise any of these rights.
Updates to this policy
We may update this Privacy Policy from time to time. Updates will be posted on this page with a revised date where appropriate. We will not apply material changes retroactively to data collected before the change took effect.
Contact
If you have questions about this Privacy Policy or how AutoLoanWise handles website information, please contact us through the contact page.
Important note
AutoLoanWise does not ask users to submit sensitive financial identity information for basic calculator use. If you need a real loan quote, approval, or refinancing decision, contact a licensed lender, bank, credit union, or dealership directly.